Terms of Service

1. Introduction

Welcome to the services provided by NewOaks LLC (hereinafter referred to as "Company", "we", "our"). These Terms of Service ("Terms") govern your access to and use of our website and services.

By accessing or using our services, you agree to be bound by these Terms. If you do not agree to any part of these Terms, you may not access the Service.

2. Definitions

For the purposes of these Terms of Service:

These definitions shall have the same meaning regardless of whether they appear in singular or plural form.

3. General Rules

This section describes the general rules for accessing and using our services through the Website, API, or Widget.

You agree to comply with all applicable laws and regulations when using the Website.

• Use the Website only for lawful purposes
• Not attempt to gain unauthorized access to any portion of the Website
• Not transmit any viruses, malware, or harmful code
• Respect intellectual property rights and user privacy

If you use our API, you agree to:

• Comply with all API usage guidelines and limitations
• Not abuse or attempt to circumvent rate limits or access restrictions

When using our Widget, you must:

• Display the Widget in accordance with our branding guidelines
• Not modify the Widget's functionality without permission
• Ensure the Widget is used on appropriate websites only
• Not use the Widget to collect unauthorized user data

We strongly recommend reviewing these terms periodically for updates.

4. Account

When you create an account with us, you must provide accurate, complete, and current information. You are responsible for safeguarding the password and for all activities that occur under your account.

5. Communications

By creating an account, you agree to receive emails from us. These may include newsletters, marketing materials, and important service updates. You can opt out of non-essential communications at any time.

6. Contests, Sweepstakes and Promotions

Any contests, sweepstakes, or other promotions made available through the Service may be governed by rules that are separate from these Terms. If you participate in any promotions, please review the applicable rules.

7. Subscriptions

Some parts of the Service are billed on a subscription basis. You will be billed in advance on a recurring and periodic basis. Billing cycles are set either on a monthly or annual basis.

8. Fee Changes

We may change subscription fees at any time. Any fee changes will be communicated to you in advance and will take effect at the end of your current billing cycle.

9. Refunds

Except when required by law, paid subscription fees are non-refundable. Please review our Refund Policy for more details on eligible refund scenarios.

10. Content

Our Service allows you to post, link, store, share and otherwise make available certain information, text, graphics, videos, or other material. You are responsible for the content that you post to the Service.

11. Prohibited Uses

You may use our Service only for lawful purposes. You agree not to use the Service:

• In any way that violates any applicable national or international law or regulation
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate the Company, a Company employee, another user, or any other person
• To engage in any other conduct that restricts or inhibits anyone's use of the Service
• In any way that could disable, overburden, damage, or impair the Service
• To use any robot, spider, or other automatic device to access the Service

Additionally, you agree not to:

• Use the Service in any manner that could interfere with any other party's use of the Service
• Use the Service to engage in fraudulent or illegal activity
• Collect or track the personal information of others without consent
• Spam, phish, or engage in similar activities
• Upload viruses or any malicious code
• Attempt to gain unauthorized access to the Service
• Interfere with security features of the Service
• Use the Service for any unauthorized commercial purpose
• Violate the rights of any third party

12. Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service. These providers include:

13. Intellectual Property Rights

The Service and its original content (excluding Content provided by users), features and functionality are and will remain the exclusive property of NewOaks LLC and its licensors.

Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of NewOaks LLC. You agree not to:

• Reproduce, duplicate, copy, sell, or exploit any portion of the Service
• Modify or create derivative works based on the Service
• Reverse engineer or attempt to extract source code
• Use the Service for any unauthorized commercial purpose

14. User Content

You retain all rights to any content you submit, post or display on or through the Service. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and display such content.

You represent and warrant that:

• The content is yours or you have the right to use it and grant us the rights as provided in these Terms
• The posting of your content does not violate the privacy rights, publicity rights, copyrights, or other rights of any person

We reserve the right to remove any content that violates these Terms or that we find objectionable.

15. Limitation of Liability

In no event shall NewOaks LLC, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation:

• Loss of profits, data, use, goodwill, or other intangible losses
• Any damage resulting from your access to or use of the Service
• Any conduct or content of any third party on the Service
• Any unauthorized access, use or alteration of your transmissions or content

16. Indemnification

You agree to defend, indemnify and hold harmless NewOaks LLC and its licensee and licensors from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, arising from:

• Your use and access of the Service
• Your violation of any term of these Terms
• Your violation of any third party right, including without limitation any copyright, property, or privacy right
• Any claim that your content caused damage to a third party

17. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever including without limitation if you breach the Terms.

If you wish to terminate your account, you may simply discontinue using the Service and contact our support team.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

18. Governing Law

These Terms shall be governed and construed in accordance with the laws of California, United States, without regard to its conflict of law provisions.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.

19. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any material changes by posting the new Terms on this page.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.

20. Contact Us

If you have any questions about these Terms, please contact us:

21. Miscellaneous